As a former IT trainer I feel compelled to teach you how to insert a photo. in your post on the Forum. You do not need to be an IT expert to do it.
1. It is easiest if you have 2 Explorer sessions open: one on the Forum with your post and the other with your album in Photobucket.
2. Begin your post and write whatever you need in the text box.
3. Go to Photobucket, place your cursor over the picture you want to include. You will have under the picture 4 codes, the third of which is the HTML code. Left click on that and you will have copied it to your clip board.
4. Now go back to the post, with your cursor on the line following your text, right click and select Paste from the drop down menu. You will then have some very strange looking code, which is the actual link for your picture.
5. You can now finish your post, or repeat the process for more photos.
When you preview your post, the photos. will appear.
Hope this helps.

I appreciate your help so much. I am a computer dummy and any assistance I can get is wonderful. Thank you again

Furthermore - you can insert single photos directly from your computer into your post by clicking on the 'Choose File' button above the Post a Follow-Up screen.